Blog Posts

Home Sweet Loan: The Ultimate Guide to VA Mortgages You Can't Afford to Miss

Home Sweet Loan: The Ultimate Guide to VA Mortgages You Can’t Afford to Miss

Embarking on the journey to homeownership in Washington, Oregon, and Idaho involves navigating a maze of terms, processes, and professionals. Among the key players in securing a mortgage are mortgage brokers and loan officers. In this post, we’ll unravel the mystery behind these roles to help you make informed decisions on your path to owning […]

VA Loan, Property Requirements

Navigating Property Requirements for a VA Home Loan – Washington, Oregon, and Idaho

Embarking on the journey of homeownership is a monumental step, especially for veterans exploring the possibilities through the VA (Veterans Affairs) home loan program. While the VA loan offers unique advantages, understanding the property requirements is pivotal in ensuring a smooth and successful home-buying experience. Let’s dive into the blueprint of property requirements when considering […]

Unveiling the Possibilities: Can You Purchase Land with a VA Loan in Washington, Oregon or Idaho?

Unveiling the Possibilities: Can You Purchase Land with a VA Loan in Washington, Oregon or Idaho?

When it comes to fulfilling the dream of owning a piece of land, veterans often wonder if the VA loan, renowned for its benefits in home buying, can be used for land purchases. The answer? It’s a bit nuanced, but let’s unravel the possibilities and constraints surrounding using a VA loan for buying land. The […]

VA Entitlement: Your Key to Homeownership as a Veteran

VA Entitlement: Your Key to Homeownership as a Veteran

For veterans navigating the path to homeownership, understanding the concept of VA entitlement is crucial. VA entitlement is not just a term thrown around in the mortgage world; it’s the key that unlocks the door to favorable home financing options for those who have served our nation. As a VA Direct Lender, we have quick […]

VA Loans and Residual Income: The Gateway to Financial Stability

VA Loans and Residual Income: The Gateway to Financial Stability

When it comes to securing a home through a VA loan, the benefits extend far beyond the initial purchase. One often overlooked but crucial aspect of the VA loan process is the emphasis on residual income. We love to help veterans in Oregon, Washington, and Idaho. And understanding why residual income matters in the context […]

VA Loan, Closing Costs

Cracking the VA Loan Code: Are There Closing Costs?

Navigating the landscape of home financing can be a maze of uncertainty, especially for those exploring the benefits of a VA loan. One of the burning questions on the minds of many prospective homeowners is whether there are closing costs associated with a VA loan. Let’s demystify this aspect of VA loans and shed light […]

Unlocking Opportunities: Purchasing Multi-Family Homes with the VA Loan

Unlocking Opportunities: Purchasing Multi-Family Homes with the VA Loan

For veterans dreaming of real estate investment and the financial benefits it brings, the VA loan program opens doors to possibilities beyond the traditional single-family home. Contrary to popular belief, the VA loan isn’t confined to just standalone residences. In fact, it’s entirely possible to leverage this powerful benefit to purchase a multi-family home, offering […]

VA Funding Fee, VA Home Loan

Demystifying the VA Funding Fee: Understanding the Backbone of Veterans Home Loans

For veterans and active-duty service members looking to secure a home through a VA (Department of Veterans Affairs) loan, the term “VA funding fee” often surfaces during the loan application process. While it might seem like an additional cost, understanding the ins and outs of the VA funding fee is crucial for those navigating the […]

Navigating VA Loans: Can a Veteran's unmarried partner be on the Mortgage?

Navigating VA Loans: Can a Veteran’s unmarried partner be on the Mortgage?

Embarking on the path of homeownership often raises questions about who can be included on a VA loan. For veterans in relationships, the question arises: Can a veteran’s boyfriend/girlfriend/fiancé be on a VA loan with them? In this blog post, we’ll delve into the specifics of VA loan eligibility, exploring whether unmarried partners can jointly […]

Idaho Property Tax FAQ's

Idaho Property Tax FAQ’s

We have recently received a large number of calls about the Property Tax Bills that were just released and wanted to give some basic info on the bills and how they can potentially affect your Mortgage. Unless you specifically opted out, your Taxes and Insurance are paid through your Mortgage meaning for most the bill […]

What are VA mortgage rates?

What are VA mortgage rates?

What are VA mortgage rates? VA mortgage rates are interest rates that are charged on VA home loans, which are backed by the U.S. Department of Veterans Affairs (VA). The specific mortgage rate that a borrower is offered will depend on a variety of factors, including the borrower’s credit score, income, debt-to-income ratio, and the […]

What is a VA Jumbo Loan?

What is a VA Jumbo Loan?

What is a VA Jumbo Loan? A VA Jumbo Loan is a type of mortgage loan that is backed by the U.S. Department of Veterans Affairs (VA) and is designed to help veterans and active-duty military members purchase homes that exceed the loan limits for traditional VA loans. Jumbo loans are larger than the […]

VA Hospital in Boise Idaho

VA Hospital in Boise Idaho

VA Hospital in Boise Idaho The Boise VA Medical Center is a U.S. Department of Veterans Affairs hospital located in Boise, Idaho. It provides a range of medical services for veterans, including primary care, mental health care, specialty care, and other medical services. The medical center is located at 500 W Fort St, Boise, ID […]

How do I apply for a VA home loan?

How do I apply for a VA home loan?

How do I apply for a VA home loan? To apply for a VA Home Loan simply call our VA experts at 833-VA-Expert. (833) 823-9737 . Here are the basic steps: Determine your eligibility: When applying for a VA home loan, we will need to make sure you are eligible for the program. We […]

Can you get a VA loan with a less than honorable discharge?

Can you get a VA loan with a less than honorable discharge?

Can you get a VA loan with a less than honorable discharge? In general, veterans who received a less than honorable discharge are not eligible for VA home loan benefits, including the VA loan program. The VA home loan program is available to eligible service members, veterans, and certain surviving spouses, but one of […]

Can I use a VA loan for a second home purchase?

Can I use a VA loan for a second home purchase?

Can I use a VA loan for a second home purchase? The VA home loan program is intended to help eligible service members, veterans, and certain surviving spouses to buy, build, or improve their primary residence. While it may be possible to use a VA loan to purchase a second home, it depends on […]

Are VA home loans available for people with bad credit?

Are VA home loans available for people with bad credit?

Are VA home loans available for people with bad credit? VA home loans may be available for people with bad credit, but it will depend on the specific circumstances of the borrower’s credit history. The VA loan program does not have a specific minimum credit score requirement, but lenders who participate in the program […]

Blog picture for advantages of a va home loan. familly moving into a house.

What are the advantages of a VA Home Loan?

There are several advantages to a VA Home Loan, which is a mortgage loan program available to current and former members of the U.S. military and their eligible spouses. Here are some of the key advantages: No Down Payment: One of the most significant advantages of a VA Home Loan is that no down payment […]

Are you waiting to buy a house?

Are you waiting to buy a house?

Are you waiting to buy a house?? Right now is the best time to buy. We are noticing a considerable amount of confusion in the market… home buyers and sellers are asking a lot of questions… questions like: Are we seeing another housing bubble? Will there be a major price correction in the housing market? […]

Borrowing for second homes to become more expensive

Borrowing for second homes to become more expensive

Credit: American Public Media’s Marketplace with Amy Scott & Kai Ryssdal For those in the market for a second home, costs are going up even more, thanks to higher fees coming in a few months. Demand for second homes has gone through the roof in the last couple of years, as newly remote workers seek more space and […]

What is an IRRRL VA refinance loan?

What is an IRRRL VA refinance loan?

What is an IRRRL VA refinance loan? An IRRRL, or Interest Rate Reduction Refinancing Loan, is a quick VA refinance option with fewer qualifications and less paperwork than other refinance loan options. It’s meant to be a quick and non-complicated refinance option for qualified VA homeowners, and there is no appraisal requirement. If you have an existing VA loan and are […]

Veteran's Day 2019 at Bear Island Brewing

Veteran’s Day 2019 at Bear Island Brewing

We had a lot of fun teaming up with Amber Mausling at Boise Premier Real Estate and Beth Bechtel at Bear Island Brewing to honor our Military on Veteran’s Day! #BossBabes We bought over 160 pints of beer for our Veterans… no one went thirsty! Made some fun friends along the ways. Even got a […]

Veteran Appreciation Fair 2019

Veteran Appreciation Fair 2019

We spent the afternoon at the Boise VA with so many organizations committed to helping our local Veterans. Take a tour of the fair yourself by scrolling through the pictures below to find out about some of the amazing services available to our Idaho Veterans. Benchmark Mortgage: Our local Benchmark Mortgage team of VA Loan […]

tucker Team teacheds Boise Idaho NAR MRP Class

Boise, Idaho MRP Class

ATTN REALTORS: 4 Reasons to become an expert on working with Veterans AND attend this class on July 25th: Veterans Are Awesome Clients: In general, they have higher credit scores, more down payment, better income, and higher homeownership rates. Veterans Need You. There's a shortage of Realtors who understand the unique needs of Veterans and [...]